GENERAL QUESTIONS
Do you only serve Houston?
Nope! While we’re proudly Houston-based, we help individuals and families across all of Texas.
Is it free to get a quote?
Yes, always. You’ll never be charged to compare plans or talk to an advisor.
Do I have to buy something if I get a quote?
Not at all. Our job is to show you your best options, not pressure you into anything.
HEALTH INSURANCE
Can you help me see if I qualify for subsidies on Marketplace plans?
Yes, we’ll walk you through it and help you apply for savings if you’re eligible.
What if I missed Open Enrollment?
We can check if you qualify for a Special Enrollment Period or explore short-term coverage until the next window opens.
AUTO INSURANCE
Can you help with SR-22 or high-risk drivers?
Yes, we work with carriers that offer SR-22 filings and coverage for high-risk drivers.
Do you offer full coverage or just minimum liability?
Both, we’ll show you the difference so you can choose what’s right for you.
HOMEOWNERS INSURANCE
Is flood insurance included in my home policy?
Not usually, but we can add it or help you get a standalone flood policy if needed.
Can I bundle my home and auto?
Absolutely. Bundling often gets you the best rates, and we’ll check for that every time.
LIFE INSURANCE
How much life insurance do I really need?
We’ll help you calculate the right amount based on your income, debts, family size, and goals.
Do I need a medical exam?
Some plans do, but many offer simplified or no-exam approval — we’ll guide you to the right option.